Terms of Service for HearSayPay

Last Updated: September 13, 2024

Welcome to HearSayPay! These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and other services (collectively, the "Services") provided by HearSayPay ("we," "us," "our"). Please read these Terms carefully before using the Services. By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

1. Acceptance of Terms

By accessing or using any part of our Services, you agree to comply with and be bound by these Terms. If you are using the Services on behalf of an organization, you agree to these Terms on behalf of that organization and represent that you have the authority to bind the organization to these Terms.

2. Use of the Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You are responsible for your use of the Services and for any content you provide, including compliance with applicable laws and regulations.

You agree not to:

  • Use the Services in any way that violates any applicable law or regulation.

  • Engage in any fraudulent, deceptive, or unlawful activity.

  • Access or attempt to access our systems, servers, or networks without authorization.

  • Interfere with or disrupt the integrity or performance of the Services.

3. Account Registration

To use certain features of the Services, you may need to register for an account. You must provide accurate and complete information during registration and keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. Notify us immediately if you suspect any unauthorized use of your account.

4. Payment and Fees

If you use paid features of the Services, you agree to pay the applicable fees and taxes. All payments are non-refundable unless otherwise stated in a separate agreement. We reserve the right to change our fees at any time, and we will notify you of such changes before they take effect.

5. Intellectual Property

All content, software, and materials provided by HearSayPay, including text, graphics, logos, trademarks, and designs (collectively, the "Content"), are owned or licensed by HearSayPay and are protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works of any Content without our express written permission.

You may access and use the Content solely for personal and non-commercial purposes, provided you do not modify or obscure any copyright, trademark, or other proprietary notices.

6. User Content

You may submit content to the Services, such as reviews, comments, or other materials ("User Content"). By submitting User Content, you grant HearSayPay a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, distribute, and display your User Content in any media.

You represent and warrant that your User Content does not infringe any third-party rights, violate any law, or contain any defamatory, obscene, or otherwise inappropriate material.

7. Privacy

Your privacy is important to us. Our Privacy Policy describes how we collect, use, and protect your personal information. By using the Services, you consent to the collection and use of your information as outlined in our Privacy Policy.

8. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, if you violate these Terms, engage in fraudulent or unlawful activity, or otherwise misuse the Services.

You may terminate your account at any time by contacting us. Upon termination, your right to use the Services will immediately cease, and we may delete your account and related information from our systems.

9. Limitation of Liability

To the fullest extent permitted by law, HearSayPay and its affiliates, officers, employees, agents, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data, or goodwill, arising out of your use of or inability to use the Services.

Our total liability for any claim under these Terms, including for any implied warranties, is limited to the amount you paid to use the Services (if any) during the preceding twelve months.

10. Disclaimer of Warranties

The Services are provided "as is" and "as available," without any warranties of any kind, either express or implied. HearSayPay disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Services will be uninterrupted, secure, or error-free, or that any defects will be corrected.

11. Changes to the Terms

We may modify these Terms from time to time at our discretion. When we make changes, we will post the updated Terms on this page and update the "Last Updated" date. You are responsible for reviewing the Terms periodically. Your continued use of the Services after the changes are posted constitutes your acceptance of the new Terms.

12. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of [State/Country], without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or the use of the Services will be resolved through binding arbitration, conducted in [Location], unless otherwise required by law.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us:

  • Email: support@hearsaypay.com